Instant loan by PNB with these facilities; know how to apply online


PNB Insta loan application online: The Punjab National Bank (PNB) offers its customers instant loans at low interest rates. Recently, the public sector bank tweeted from its official Twitter account about the loans. Interested persons can log on to the official website of PNB at

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“Your happiness lies in the happiness of your child! Apply for Insta Loans at low interest rates and learn the end-to-end loan process. For more information visit:,” said GNP in a recent tweet.

The PNB instant loan facilities are as follows:

1) Loans will be disbursed in minutes without the client having to visit a branch

2) Installation is available 24X7

3) Loan is available up to Rs 8 lakh

4) There is no processing fee

Interested customers should note that two types of loans are available under PNB Instaloans – Personal Loan and e-Mudra Loan.

Personal loan
A pre-approved personal loan is usually offered by banks to their existing customers who have a satisfactory history of paying back their dues, income and relationship with banks. It is often offered at attractive interest rates. It can also be offered in cases where the customer does not have basic credit history parameters such as income and transaction history.

e-Mudra Loan
Punjab National Bank has designed a digital loan product for micro and small entrepreneurs for seamless Mudra loan sanction up to Rs 50,000 for their business needs.

PNB clients should note that they need to follow a few simple steps in order to get their loan sanctioned in an instant. They are the following:

Step 1: In the first place, customers should visit the official website of PNB at

2nd step: Next, customers will need to click on ‘Online Services’ and click on ‘InstaLoans’

Step 3: Now, customers will need to click on “Personal Loans” or “e-Mudra Loans” and fill in the details such as customer ID and registered mobile number and authenticate their number.

Step 4: After that, one has to click on ‘Personal Loans’ or ‘e-Mudra Loans’ and fill in the details

Step 5: You have to enter the Aadhaar number then tick the consent and click on ‘Submit’

Step 6: Next, one needs to enter the six-digit OTP for Aadhaar authentication

Step 7: Now one has to enter personal details and other information like loan amount, term and other details. Once they are filled, click “Next” to complete the process

Interested customers can give a missed call at 1800-180-888 in case of questions regarding loans.

In case of any doubts and further queries, interested customers can log on to the official website at


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